LIFE, HEALTH & INCOME
Life & Health
Protection for individuals, families, business owners and employees.
Explore Life, Health, Medicare, Home, Auto, Business and Liability Insurance
Choose a category to explore coverage for your family, income, retirement, property, vehicles, employees and business operations.
SIDE-BY-SIDE PRODUCT LINES
Compare both insurance categories.
Life & Health products are organized on the left. Property & Casualty products are organized on the right.
Available
PROPERTY, VEHICLES & LIABILITY
Property & Casualty
Home, auto, business property, vehicles and liability coverage.
Personal property
Business protection
- Business Owners Policy (BOP)
- General Liability
- Commercial Property
- Workers’ Compensation
- Business Auto, Commercial Auto and Fleet
- Hired and Non-Owned Auto
- Commercial Umbrella and Excess Liability
- Inland Marine
- Contractors Equipment, Tools and Installation Floater
- Equipment Breakdown
- Professional Liability and Errors & Omissions
- Cyber Liability and Data Breach
- Employment Practices Liability
- Crime and Employee Dishonesty
- Product Liability
- Surety and Fidelity Bonds
Specialty industries
- Group Home and Residential Care Insurance
- Farm Property and Liability
- Commercial Trucking and Motor Carrier
- Motor Truck Cargo
- Landlord and Rental Property
- Contractors and Skilled Trades
- Restaurants and Hospitality
- Retail and Wholesale Businesses
- Nonprofits and Social Services
- Real Estate and Habitational Risks
- Manufacturing and Distribution
Select a product category, review what it addresses and schedule a ClickAid coverage conversation.
Explore Property & Casualty HOW EACH SIDE WORKS
Separate product paths. Clear next steps.
Both sides connect to a ClickAid conversation, a review of the risk and the appropriate approved carrier process.
Life & Health path
Family, income, retirement and workforce needs.
- 01
Choose your goal
Protect a family, income, retirement plan, business owner or workforce.
- 02
Review what you have
Discuss current coverage, priorities, budget and the change you are planning for.
- 03
Compare appropriate options
Review applicable product types, features, limitations and insurer requirements.
- 04
Apply and stay connected
Use the approved carrier process, then return to ClickAid as needs change.
Property & Casualty path
Personal property, business and specialty risks.
- 01
Choose a category
Start with personal property, business protection or a specialty industry.
- 02
Review the exposure
Discuss the property, vehicles, operations, workers or liability areas that need attention.
- 03
Confirm the available market
ClickAid reviews New York carrier availability, appetite, underwriting and required information.
- 04
Use the approved carrier path
Proceed through the appropriate quote and application process; no website selection binds coverage.
Choose the conversation you needSchedule a Life & Health conversation or begin with a Property & Casualty category.
Schedule a conversation Explore P&C productsWhere would you like to start?
Choose a topic to explore at your own pace.
Starting on my own
You do not need employees to begin. Review your own protection, income needs and priorities as you prepare to grow.
Learn moreGrowing my team
Explore introducing appropriate employee benefits in practical stages around your budget and hiring plans.
Learn moreReviewing existing benefits
Start with what is already in place. Consider how your offerings work together and support your people and business goals.
Learn moreNot sure which option fits? Start with a phone conversation.
Where would you like to start?
Choose a topic to explore at your own pace.
Family protection
Review life, health and supplemental coverage around the people who depend on you.
Learn moreIncome protection
Understand what could help with ongoing expenses if illness or injury interrupts your paycheck.
Learn moreRetirement options
Explore insurance needs for retirement, with qualified specialists when broader planning is needed.
Learn moreMedicare
Understand the basics, New York Medigap rules and questions to ask as your health coverage changes.
Learn moreNot sure which option fits? Start with a phone conversation.
WHO WE ARE
We help you understand your coverage—and stay involved.
At CLICK-AID, we help you make insurance a strategic investment in your business’s resilience. We take time to understand your operations, identify potential coverage gaps, and help your protection keep pace as your business grows.
Licensed guidanceOptions explained clearlyOngoing support
Privacy comes first. We do not sell your personal information.Based in Auburn, New York · Personal insurance and employee benefits · Agency disclosures and consumer safeguards
CLICKAID INSURANCE AGENCYPersonal guidance · ongoing relationships
YOUR FIRST CONVERSATION
Understand your options before deciding your next step.
We discuss your priorities, current coverage and budget. You can ask questions, understand how ClickAid may help and decide whether a more detailed review would be useful.
Schedule a conversation- 01
Introduce
Tell us about your goals, current coverage, family or workforce, and budget.
- 02
Review
Problem → Verify → Solve. Review existing arrangements and verify needs before recommending changes.
- 03
Implement
Agree on suitable next steps and coordinate carrier-supported enrollment and specialist resources.
- 04
Stay Involved
Contact ClickAid about coverage questions, life or business changes, renewal reviews and finding the appropriate carrier contact.
BEFORE YOU APPLY
Know what is being offered—and who issues it.
Before an application proceeds, ClickAid will identify the specific product, the legal insurance company issuing it and the licensed producer assisting you.
Policy and product
The coverage being considered and its applicable form.
Issuing insurer
The legal insurance company responsible for the policy.
Benefits and limits
Important features, limitations and required disclosures.
QUESTIONS
Start with what matters to you.
What happens during the first conversation?
We discuss your priorities, current coverage and budget. Ask questions, understand how ClickAid may help and decide whether a more detailed review would be useful. You do not need to choose a product first.
Can you review benefits we already offer?
Yes. Start with your existing benefits, workforce needs and budget. We can explore coordination, employee understanding and appropriate options, without assuming you need to replace what already works.
Where should sensitive application information be entered?
Enter sensitive financial, medical and identity information only through the secure application process—not through general contact messages.
You don’t need every answer to take the first step.
Whether you’re growing a business, protecting your family or preparing for retirement, a conversation can help you understand where you stand and what comes next.
Request a phone conversation Or schedule a Google Meet video appointment