Life Insurance
Protection designed to help provide financial security for the people who depend on you.
Term life, permanent life, final expense and living-benefit options.
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Click to get Aid to Protect.
Clear protection for the people, income and business you value.
WHO WE ARE
Insurance guidance made easier to understand.
ClickAid Insurance Agency helps individuals, families and business owners explore life, annuity, disability-income and health protection. We explain the choices, help identify the risks that matter and provide a clear next step when you are ready.
Clear ChoicesUnderstand what each option is designed to do.
Licensed GuidanceHelp for individuals, families and businesses.
Protected ProcessSensitive application details stay in secure systems.
CLICK-AID · ACCEPTED DESIGNSimplified customer experience · owner review
WHAT WE SELL
Protection for life—and for business.
Start with the need you want to protect. You do not need to know the name of a policy before speaking with us.
Annuities
Options designed to support retirement-income planning and help protect accumulated assets.
Solutions depend on your goals, time horizon and financial circumstances.Disability Income
Coverage designed to help protect part of your income when illness or injury interrupts your ability to work.
Individual, specialty-occupation and business disability protection.Health Coverage
Guidance to help you understand available health-coverage paths and the questions that matter.
Availability and enrollment rules vary by situation and program.Business Protection
Life, disability and benefit strategies for owners, key people, employees and business obligations.
Continuity, succession, income, overhead and employee protection.BUSINESS PROTECTION
Protect the business and the people behind it.
Your business may depend on key people, dependable income and a carefully planned transition. ClickAid helps identify the people, expenses and obligations that could create the greatest financial exposure.
Business Overhead Expense
Helps an eligible owner cover qualifying operating expenses when a covered disability prevents them from working.
Key-Person Life Insurance
Helps protect the business from the financial impact of losing an essential owner, executive or employee.
Key-Person Disability Insurance
Provides protection when a key person becomes disabled and cannot perform their essential responsibilities.
Buy-Sell Agreement Funding
Life or disability insurance may help fund the transfer of an owner’s interest after a qualifying death or disability.
Business Loan Protection
Coverage designed to help address eligible business-loan obligations following a covered disability.
Disability Buyout Insurance
May provide funds to purchase a disabled owner’s share when a properly established buy-sell agreement applies.
Executive Benefit Strategies
Life-insurance-based arrangements that may help a business recruit, reward and retain selected key employees.
Business Succession Planning
Insurance strategies that may support an ownership transition, protect business value and provide liquidity.
Employee Life and Disability Benefits
Employer-sponsored or voluntary options that help employees protect their families and income.
Owner and Retirement Protection
Personal life, disability-income and annuity strategies for an owner’s family, income and long-term plans.
A SIMPLE PLACE TO BEGIN
Not every business needs every type of coverage.
Choose a business-protection review and we will help identify the appropriate starting point.
HOW IT WORKS
Understand the need.
Take the next step.
- 01
Choose what to protect
Life, income, retirement, health or business.
- 02
Use the right path
Quote and apply, request a DI review or speak with an agent.
- 03
Review before proceeding
Understand the insurer, policy, benefits and limitations.
BEFORE YOU APPLY
Know what is being offered—and who issues it.
Before an application proceeds, ClickAid will identify the specific product, the legal insurance company issuing it and the licensed producer assisting you.
Policy and product
The coverage being considered and its applicable form.
Issuing insurer
The legal insurance company responsible for the policy.
Benefits and limits
Important features, limitations and required disclosures.
QUESTIONS
Start with what matters to you.
What if I do not know which type of insurance I need?
That is completely fine. Schedule a conversation and tell us what you want to protect. We will help identify the appropriate path.
Is disability protection only for employees?
No. Individual coverage may protect personal income, while business coverage may address overhead, ownership, loans or key-person risks.
Where should sensitive application information be entered?
Enter sensitive financial, medical and identity information only through the secure application process—not through general contact messages.